Terms and Conditions of Service
These terms outline your use of kyrolithvoraiqon’s subscription-based financial planning services in Australia. Please read carefully before using our site or subscribing.
2 October 2025
Acceptance of Terms
By using this website or subscribing to our services, you agree to these terms and all related policies. If you do not agree, please do not use our site.
Definitions
Key terms used within these terms and conditions.
‘kyrolithvoraiqon’ refers to the company providing subscription financial planning.
‘Service’ means the ongoing planning provided for a monthly fee.
‘User’ or ‘You’ refers to any person accessing or using our site.
‘Subscription’ means the monthly-fee agreement for planning.
Service Usage
Our services are available only to Australian residents over 18 and are intended for general planning purposes only.
Eligibility
You must be at least 18 years old and reside in Australia to subscribe or use our services.
Proof of age or residency may be required.
User Responsibilities
You are responsible for the accuracy of information provided and for complying with these terms.
Prohibited Uses
You must not use our services for any unlawful or prohibited activities.
Intellectual Property Rights
All content on this website, including text, graphics, and branding, is the property of kyrolithvoraiqon or its licensors and is protected by Australian law.
User Content
You retain rights to content you submit, but grant kyrolithvoraiqon a licence to use it for service delivery.
Your Content Rights
You may request deletion of your user content at any time, subject to legal obligations.
Privacy Policy
Our privacy policy details how your personal information is collected, used, and protected. By using our services, you consent to the practices described.
Read Privacy PolicyWebsite Disclaimer
Please review our disclaimer for important information about the use of this website.
Important Disclaimer
No financial advice provided on this site should be acted upon without consulting a professional.
Limitation of Liability
We are not liable for any direct or indirect loss arising from your use of the service or website.
Indemnity
You agree to indemnify us against any claims resulting from your breach of these terms.
Dispute Resolution Process
If a dispute arises, we encourage resolution through negotiation before further action.
Arbitration
Any unresolved disputes may be referred to arbitration in Australia. The process will follow local laws and procedures.
Arbitration does not restrict your statutory rights.
Online Dispute Resolution
You may access alternative dispute resolution via appropriate channels or platforms.
View our contact page for assistanceSeverability
If any provision is invalid, remaining provisions remain in effect.
Entire Agreement
These terms, along with our policies, constitute the full agreement between you and kyrolithvoraiqon.
Applicable Law
These terms are governed by Australian law and subject to jurisdiction in Australia.
Termination
We may terminate or suspend access if you breach these terms. You may cancel your subscription anytime with notice.
Changes
We may update terms and will notify users of material changes via the website.
Contact Information
For questions about these terms, please use the contact details below.
Email Address: content@kyrolithvoraiqon.com
Phone Number: +61295285296
Postal Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Date Effective: 2 October 2025
Version: 2.0