Terms and Conditions of Service

These terms outline your use of kyrolithvoraiqon’s subscription-based financial planning services in Australia. Please read carefully before using our site or subscribing.

2 October 2025

Acceptance of Terms

By using this website or subscribing to our services, you agree to these terms and all related policies. If you do not agree, please do not use our site.

Definitions

Key terms used within these terms and conditions.

‘kyrolithvoraiqon’ refers to the company providing subscription financial planning.

‘Service’ means the ongoing planning provided for a monthly fee.

‘User’ or ‘You’ refers to any person accessing or using our site.

‘Subscription’ means the monthly-fee agreement for planning.

Service Usage

Our services are available only to Australian residents over 18 and are intended for general planning purposes only.

Eligibility

You must be at least 18 years old and reside in Australia to subscribe or use our services.

Proof of age or residency may be required.

User Responsibilities

You are responsible for the accuracy of information provided and for complying with these terms.

Provide accurate, current, and complete information during sign-up.
Maintain the confidentiality of your login credentials.
Notify us promptly of any unauthorised use or security breach.
Use our services in accordance with applicable Australian laws.

Prohibited Uses

You must not use our services for any unlawful or prohibited activities.

Impersonate another person or misrepresent your identity.
Transmit spam, viruses, or malicious code.
Attempt to gain unauthorised access to our systems.
Use the website in any way that disrupts functionality.
Infringe on intellectual property or privacy rights.

Intellectual Property Rights

All content on this website, including text, graphics, and branding, is the property of kyrolithvoraiqon or its licensors and is protected by Australian law.

User Content

You retain rights to content you submit, but grant kyrolithvoraiqon a licence to use it for service delivery.

Your Content Rights

You may request deletion of your user content at any time, subject to legal obligations.

Privacy Policy

Our privacy policy details how your personal information is collected, used, and protected. By using our services, you consent to the practices described.

Read Privacy Policy

Website Disclaimer

Please review our disclaimer for important information about the use of this website.

Important Disclaimer

No financial advice provided on this site should be acted upon without consulting a professional.

Limitation of Liability

We are not liable for any direct or indirect loss arising from your use of the service or website.

Indemnity

You agree to indemnify us against any claims resulting from your breach of these terms.

Dispute Resolution Process

If a dispute arises, we encourage resolution through negotiation before further action.

Arbitration

Any unresolved disputes may be referred to arbitration in Australia. The process will follow local laws and procedures.

Arbitration does not restrict your statutory rights.

Online Dispute Resolution

You may access alternative dispute resolution via appropriate channels or platforms.

View our contact page for assistance

Severability

If any provision is invalid, remaining provisions remain in effect.

Entire Agreement

These terms, along with our policies, constitute the full agreement between you and kyrolithvoraiqon.

Applicable Law

These terms are governed by Australian law and subject to jurisdiction in Australia.

Termination

We may terminate or suspend access if you breach these terms. You may cancel your subscription anytime with notice.

Changes

We may update terms and will notify users of material changes via the website.

Contact Information

For questions about these terms, please use the contact details below.

Email Address: content@kyrolithvoraiqon.com

Phone Number: +61295285296

Postal Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Date Effective: 2 October 2025

Version: 2.0